No-fee consultation! More than 25 years of experience fighting debt collection harassment, repossession, finance overcharges, credit report errors, identity theft, unfair business practices and other consumer law issues. Serving Philadelphia, PA, south New Jersey, and the surrounding areas.

Philadelphia's Most Experienced Consumer Law Firm

Cary Flitter - lawyer and advocate for the consumer

For over twenty-five years, Cary L. Flitter of the law firm Lundy, Flitter, Beldecos & Berger, PC  has been fighting for consumers in the Philadelphia, Pennsylvania area, South Jersey and beyond.  He has won many individual cases and class actions on behalf of average folks whose rights had been violated by debt collection agencies and bad debt buyers, credit card companies, unscrupulous car dealers, mortgage brokers and lenders, identity thieves, insurance companies, and credit reporting agencies.  Flitter teaches consumer law at Widener University School of Law and Temple University's Beasley School of Law and is recognized as one of the country’s foremost consumer lawyers, having written legal articles and texts and lectured on consumer law subjects around the world.

The Law is on Your Side 

State and federal consumer protection laws exist to prevent abuse and harassment by debt collectors, predatory lending and mortgage fraud, inaccurate credit reporting by credit reporting agencies, and other unfair and deceptive business practices.  Under these laws, you – the consumer – have the power to assert your rights in court and to hold violators accountable for their actions.  Flitter and his firm know these laws inside and out and have helped define and enforce consumer protection statutes over his years of practice.  He and his team of skilled consumer lawyers have helped thousands of consumers affected by:

  • Deceptive and misleading debt collection letters
  • Debt collector harassment
  • Credit report errors
  • Misuse of confidential credit reports
  • Damage to credit
  • Identity Theft
  • Car Repossessions
  • Vehicle Finance Schemes
  • Finance Overcharges
  • Predatory lending
  • Unfair and deceptive business practices
  • Defective Products
  • Serious Personal Injuries

Get the Help You Need!

Debt Collection: We can turn the tables on abusive Debt Collectors.  If you’ve received letters, harassing  phone calls or voicemail messages from a debt collector, CONTACT US.

Credit Reporting: We can review your credit reports for incorrect or inaccurate information and determine if your report was viewed or used without your permission, CONTACT US.

Identity Theft: If you have been one of the million of victims of ID Theft and your credit has been affected or usused, CONTACT US.

Mortgage rip-off? Overcharges? Car repossession? Other consumer finance fraud? If you think your rights have been violated or think a business is engaging in illegal activity, we will evaluate your claim, CONTACT US.

To CONTACT US: Call Toll-Free: 1-888-668-1225; Use our online CONTACT US form; or, Write: consumers@lfbb.com.

Has your vehicle been repo'd? We can help.

It seems as if repossession stories are everywhere these days.  There are cable shows about the tactics of North Jersey repo men... and real life stories about folks who lose it when their cars are taken over their objections, like this Cape May County incident. 

Jailed for debt?

Some collections agencies and junk debt buyers have been obtaining arrest warrants against debtors.

Jury awards Texas consumer $1.5M for debt collection harassment

Allen Jones received eight phone calls from a debt collector seeking to collect a debt Jones had already paid off.  Eight threatening, racist, obscene, harassing phone calls.  See this link for details. 

Fraudsters are still at it...

With all the talk about predatory lending, mortgage meltdowns, etc in the past few years, it's discouraging to note that mortgage fraudsters are still ripping people off.

According to today's Inquirer, the number of consumer complaints about mortgage fraud have risen:

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