No-fee consultation! More than 25 years of experience fighting debt collection harassment, repossession, finance overcharges, credit report errors, identity theft, unfair business practices and other consumer law issues. Serving Philadelphia, PA, south New Jersey, and the surrounding areas.

Aggressive, harassing debt collection calls on the rise

According to a recent survey, debt collectors have been getting more aggressive and persistent with their collection calls.  These can lead to violations of a consumer protection statute, the Fair Debt Collection Practices Act. From creditcards.com:

Inaccurate employment reports can be devastating

Employers these days look at a whole host of consumer information about you before they offer you a job.  Consumer reporting agencies regularly furnish prospective employers with applicants' credit histories, civil judgments, and criminal records.  If any of this information is inaccurate (and it often is) - it can cost you the job.

Stimulus program results in high repo rate

According to a recent research study, the Cash-for-Clunkers program resulted in high rates of repossessions for new car buyers.  From USA Today: "Higher credit risk buyers who used the government's cash-for-clunkers program last year to buy a new car had higher repossession and late payment rates than those who didn't use the program.."

Car repossession trouble is everywhere

Auto repossessions are at an all-time high in this bad economy.  Repossessions are a 50-state epidemic - take for instance, the poor Califormia mom whose son was repossessed with her car!

Collection giant Mann Bracken, LLC going belly-up

Mann Bracken, LLC, the once-dominant collections law firm, appears to be going under as a result of its ties to the collections conglomerate Axiant (which filed for bankruptcy in November) and the disgraced National Arbitration Forum.  In December, the Consumers Law team scored a big win for PA consumers in a class a

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