Servicemembers Vehicle Repossessions: Dept. of Justice Sues Credit Union

A Michigan-based credit union who repossessed an Army private’s car while he was away at military training is now facing a federal lawsuit from the Department of Justice.

DOJ officials filed the suit on July 26 against COPOCO Community Credit Union for allegedly repossessing Pfc. Christian Carriveau’s car without first obtaining a court order.

The suit, filed in the U.S. Court for Eastern District of Michigan, alleges that by repossessing the car, COPOCO violated the Servicemembers Civil Relief Act, which offers civil protections for active duty military members, including prohibiting car repossession without obtaining a court order if the servicemember made a payment on the vehicle before joining the military.