More and more people are getting robocalls to their cell phones
The Federal Communications Commission states that there are nearly 2.4 billion robocalls made every month to consumers. A recent USA Today article offers steps you can take if you’re one of these consumers.
The Telephone Consumer Protection Act (TCPA) was passed by the United States Congress to limit the use of automatic dialing systems that are often used for these calls.
Lenders, telemarketers, and debt collectors need your permission to contact you on your cell phone. This permission is usually obtained when you fill out an application for credit. You’re generally asked to provide personal information along with your name, address, and phone number.
The Court ruled that you can revoke consent
Even when you provide your cell phone number on an application, you can cancel the permission for them to contact you.
Flitter Milz brought the first case of its kind, Gager v. Dell Financial Services, to the U.S. Court of Appeals for the Third Circuit. The court agreed that consumers can block annoying robocalls to their cell phones, and revoke any consent that was implied when they applied for credit.
Send a letter to the caller stating that they no longer have permission to call your cell phone. If the bank or lender, telemarketer, or debt collector continues to call after being told to stop, those calls could be a violation to the TCPA, which means you could recover between $500 – $1500 for each violating call or text.