Calls from debt collectors are worrisome, especially if the collection agency or law firm collector name is unfamiliar to you. You may be told misleading or false information about a debt they claim you owe. Or, you may be threatened with an action if you don’t pay. Here are a few signs that may indicate …
Continue reading How do I know if the Debt Collector is Legitimate? →
If a creditor assigns or sells your account to a collection agency, it is possible that the creditor and collection agency will list the same debt on your credit report. Multiple negative listings for the same obligation can lower credit scores and make it more difficult to get approved for a personal loan, buy a …
Continue reading Why is the Same Debt Listed Multiple Times on My Credit Report? →
The Fair Debt Collection Practices Act (FDCPA) is the federal law that offers protections to consumers from aggressive debt collectors. Whether the debt is owed or not, collectors may not harass or abuse the consumer, and they can not misrepresent the debt. If a collector violates the FDCPA, the consumer may pursue a lawsuit against …
Most people look for ways to pay their debts and get out of a financial hole. Whether it’s by taking a second job, reorganizing payment schedules with creditors, or possibly deferring payments to the end of the loan, there are steps that can be taken to resolve delinquent accounts. If the creditor is unsuccessful in …
As we go through life it is difficult not to incur debt. Whether it is from credit card bills, student loans, medical bills, or other financial obligations, debt can be a serious obstacle for consumers. The general consensus among debt counselors, debt collectors, and state regulators warns that ignoring debt collection letters, phone calls, or …
Medical emergencies occur as we go through life. Often, health issues are unexpected and can end up costing thousands of dollars in medical bills. With the lapse in time from when you are billed by a medical provider to the time your health insurance company pays, very quickly accounts can be turned over to third …
Continue reading How Medical Debt Impacts Your Credit Score →
Flitter Milz Attorneys meet with JAG officers at local bases to discuss Military Consumer Law This past summer our attorneys visited Joint Base McGuire-Dix-Lakehurst in New Jersey and Dover Air Force Base in Delaware to educate military lawyers (commonly known as Judge Advocates General or “JAGs”) about common scams targeting servicemembers and how consumer protection …
Pictured: Attorney Joe Solseng, Clients Jay & Carmen Seda, Attorneys Andy Milz & Dave Ricci ATLANTIC CITY, N.J., Oct. 6, 2022 /PRNewswire/ — A Superior Court jury in New Jersey decided in favor of consumers deceived by timeshare seller FantaSea Resorts, awarding the plaintiffs a $1,069,285 verdict for the Atlantic City resort’s intentionally deceptive sales practices. The victory for consumers was championed by Schroeter Goldmark …
Continue reading Timeshare Deception Lawsuit: Jury Awards over $1M to Consumers →
Financial Separation is Key Getting divorced is never easy. Although it is an unfortunate fact of life for more than half of all U.S. couples, parting ways with your spouse doesn’t mean that your credit has to take a hit. Separating financially is crucial as most married couples share joint assets, such as homes, cars, …
Continue reading How to Maintain Good Credit During Divorce →
Crafting a household budget is not only necessary to help evaluate spending patterns and measure income versus expenditures, but it also helps to ensure a secure financial future. When an individual’s debt-to-income ratio rises, meaning that the person is taking on more debt than they are receiving in income, dire financial circumstances may occur for …
Continue reading Resolution for the New Year: Create a Budget and Avoid Credit Problems →
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We at Flitter Milz, P.C., hope that you and your loved ones remain healthy and safe throughout this difficult time. We want you to know that our firm is open to serve your legal needs. Our staff is available by phone, email, or video conference. Please feel free to call with any questions or specific concerns.
Take care and be safe.
Cary Flitter & Andy Milz
Toll Free: 888-668-1225
Email: consumers@ConsumersLaw.com