Someone Else’s Information is on my Credit Report

Credit reports impact many aspects of  your life — from getting approval on loans to purchase an automobile or finance a home, to being hired for a job or renting an apartment.  Therefore, the accuracy of a credit report is extremely important as this information impacts credit decisions. Errors on credit reports are common. The …

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8 Things that could Harm Your Credit Score

Your credit history plays an important role in your financial health. A lower credit score and negative credit report listings make it more difficult to obtain approval for a loan application when you are trying to finance a home, purchase a car, obtain a credit card or a personal loan. Equally, these items can make …

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8 Steps to Better Credit

Your credit report isn’t just for loans anymore! Job offers, promotions, security clearances, and insurance quotes are now routinely affected by your credit report or other types of consumer reports. Follow these steps to rebuild and improve your credit. Request Current Credit Reports You’re entitled to a free credit report from each of the three credit …

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How Medical Debt Impacts Your Credit Score

Medical emergencies occur as we go through life. Often, health issues are unexpected and can end up costing thousands of dollars in medical bills. With the lapse in time from when you are billed by a medical provider to the time your health insurance company pays, very quickly accounts can be turned over to third …

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Consumer Laws Protects the Military

Flitter Milz Attorneys meet with JAG officers at local bases to discuss Military Consumer Law This past summer our attorneys visited Joint Base McGuire-Dix-Lakehurst in New Jersey and Dover Air Force Base in Delaware to educate military lawyers (commonly known as Judge Advocates General or “JAGs”) about common scams targeting servicemembers and how consumer protection …

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Avoid Solar Panel Scams

The addition of solar panels to your home may sound like a great idea. From lower energy bills to a reduced carbon footprint, it’s the “green” thing to do.  However, you must assess whether it is the right decision for your home and your budget. Consumers considering solar energy must take time to research the …

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Employment or Tenant Reports Often Mix Consumers’ Files

Background Check Wrongly Says I’m a Criminal! All it takes is someone with the same or similar name, birthdate, address, or other matching identifying information to have a stranger’s record inaccurately mixed with yours.  Their DUI, their theft conviction, or their sex offence can then show up on YOUR report.  It’s no surprise then that …

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Who is Titan Solar?

Titan Solar is a door-to-door sale company that sells and installs solar products like rooftop solar panel systems.  Titan Solar teams up with finance companies like Goodleap to finance the installation through loans and power purchase agreements. Common Complaints about Titan Solar In online complaints, Titan Solar has been accused of engaging in predatory marketing and …

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Thinking of Going Solar? Do your homework.

Most households are looking for ways to reduce costs.  Today, utilizing the sun’s power has become an enticing option. Lowering monthly energy bills and  contributing to a green environment are common reasons that homeowners opt for solar power.  But, choosing to add solar panels to your home is not a casual decision.  It requires research, …

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Overwhelmed by debt? Bankruptcy may not be the answer.

Bankruptcy may be an opportunity for a fresh start, however, it is not without consequences. Often the ripples resonating from bankruptcy can affect your financial life for many years to come. If you are overwhelmed with debt, you may want to consult with a consumer protection attorney.  The consumer protection laws provide protections from abusive …

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