{"id":1425,"date":"2019-11-19T09:04:16","date_gmt":"2019-11-19T09:04:16","guid":{"rendered":"https:\/\/www.consumerslaw.com\/blog\/?p=1425"},"modified":"2020-07-22T15:24:45","modified_gmt":"2020-07-22T15:24:45","slug":"how-to-deal-with-an-experian-dispute","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/how-to-deal-with-an-experian-dispute\/","title":{"rendered":"How to Deal with an Experian Dispute"},"content":{"rendered":"

\"Credit<\/p>\n

It\u2019s something that\u2019s drilled into our heads over and over: You must maintain a good credit score<\/strong>.<\/p>\n

But sometimes errors can pop up on our credit reports<\/a> through no fault of our own. When that happens, it\u2019s important to take steps to fix these errors as soon as possible.<\/p>\n

In this blog post, we\u2019ll explore how to do that using the example of one of the three main credit reporting services, Experian. Here\u2019s how to deal with an Experian dispute.<\/p>\n

<\/p>\n

Know what to look for<\/h2>\n

Start by requesting a new report<\/strong><\/a>. Every twelve months, consumers are entitled to obtain a free copy of their credit report from each bureau. \u00a0Review the report and check all your identifying information, such as your Social Security number, birth date, current and previous address and the name under which you\u2019ve applied for credit. (You may need to check for variations on your name, such as \u201cJoseph\u201d vs. \u201cJoe.\u201d)<\/p>\n

Errors in this section won\u2019t harm your credit score, but it could be a sign that someone else\u2019s info has gotten mixed up with yours…or worse, that you\u2019ve become the victim of identity theft.<\/p>\n

\"CreditFrom there, review each tradeline on the credit report for accuracy.\u00a0 Look for mistakes, such as:<\/strong><\/p>\n