{"id":156,"date":"2018-01-25T12:00:00","date_gmt":"2018-01-25T12:00:00","guid":{"rendered":"http:\/\/www.consumerslaw.com\/blog\/how-avoid-credit-damage-during-divorce\/"},"modified":"2020-03-21T17:44:21","modified_gmt":"2020-03-21T17:44:21","slug":"how-avoid-credit-damage-during-divorce","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/how-avoid-credit-damage-during-divorce\/","title":{"rendered":"Avoid Credit Damage During Divorce"},"content":{"rendered":"<p>Divorce is an emotionally challenging time when you may be preoccupied with child custody, property and insurance issues.\u00a0 However, your finances are just as important.<\/p>\n<p>While a divorce alone won\u2019t hurt your credit, certain consequences of divorce could. When a relationship ends on bad terms, joint accounts with missed or late payments will tarnish your credit.<\/p>\n<h2><strong>Protect accounts in your name<\/strong><\/h2>\n<ul>\n<li><a href=\"https:\/\/www.consumerslaw.com\/blog\/how-to-get-a-copy-of-your-credit-report\/\">Obtain current credit reports<\/a> so that you can see all accounts listed in your name, and those listed jointly. The value of an accurate report is priceless.<\/li>\n<li>Establish a <a href=\"https:\/\/www.consumerslaw.com\/blog\/how-build-emergency-savings-fund\" target=\"_blank\" rel=\"noopener\">budget and payment plan<\/a> for your obligations. Pay\u00a0attention to obligations that you must pay, such as mortgages and utilities, and those that may be considered as luxuries.<\/li>\n<li>Evaluate\u00a0accounts in joint names.\u00a0Discuss with your attorney whether these accounts can be closed and\/or reassigned to you or your spouse.<\/li>\n<li>Learn <a title=\"What&amp;#039;s the Difference Between a Credit Score and a Credit Report?\" href=\"http:\/\/www.consumerslaw.com\/blog\/whats-difference-between-credit-score-and-credit-report\" target=\"_blank\" rel=\"noopener\">the difference between credit score and credit report<\/a>.<\/li>\n<\/ul>\n<p>For more detailed information on how to handle your finances during a divorce, consult with\u00a0a family law attorney that is aware of the types of\u00a0<a href=\"https:\/\/www.consumerslaw.com\/about-us\/practicing-attorneys\/family-and-divorce-attorneys\" target=\"_blank\" rel=\"noopener\">consumer protection issues<\/a> that divorce clients face.<\/p>\n<h3>Get Legal Help<\/h3>\n<p>Flitter Milz is a nationally recognized consumer protection law firm that represents victims of credit reporting errors and abusive collectors tactics.\u00a0 <a href=\"https:\/\/www.consumerslaw.com\/contact-us\/\">Contact Us<\/a> to discuss inaccuracies on your credit report, or letters and phone calls from collectors.\u00a0 There is no cost for the legal review.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Divorce is an emotionally challenging time when you may be preoccupied with child custody, property and insurance issues.\u00a0 However, your finances are just as important. While a divorce alone won\u2019t hurt your credit, certain consequences of divorce could. When a relationship ends on bad terms, joint accounts with missed or late payments will tarnish your &hellip; <\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/how-avoid-credit-damage-during-divorce\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Avoid Credit Damage During Divorce<\/span> &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[53,38],"_links":{"self":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/156"}],"collection":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/comments?post=156"}],"version-history":[{"count":7,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/156\/revisions"}],"predecessor-version":[{"id":1970,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/156\/revisions\/1970"}],"wp:attachment":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/media?parent=156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/categories?post=156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/tags?post=156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}