{"id":164,"date":"2018-03-22T12:00:00","date_gmt":"2018-03-22T12:00:00","guid":{"rendered":"http:\/\/www.consumerslaw.com\/blog\/how-monitor-your-credit\/"},"modified":"2020-03-21T22:11:57","modified_gmt":"2020-03-21T22:11:57","slug":"how-monitor-your-credit","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/how-monitor-your-credit\/","title":{"rendered":"How to Monitor Your Credit"},"content":{"rendered":"<p>Your credit history plays an important role in your ability to get approved for new lines of credit, whether it\u2019s a new credit card, a personal loan, or another type of borrowing agreement. It also affects your ability to rent an apartment, or possibly be hired or <a href=\"https:\/\/www.consumerslaw.com\/blog\/how-your-credit-report-affects-your-job-search\/\">promoted in your job<\/a>.<\/p>\n<h2>Review Credit Reports &amp; Dispute Errors<\/h2>\n<p>Do not wait until you&#8217;re ready to apply for a loan to check your credit. <a href=\"https:\/\/www.consumerslaw.com\/blog\/how-to-get-a-copy-of-your-credit-report\/\">Monitor your credit reports<\/a> regularly to see that your information is accurately reported.\u00a0 If there is an error, send written disputes to the credit bureau.\u00a0 You do not want to be denied for a loan because of someone else&#8217;s error. Credit applications are considered <a href=\"https:\/\/www.consumerslaw.com\/blog\/hard-inquiry-and-soft-inquiry-whats-difference-your-credit-report\/\">hard inquiries<\/a> on your credit file, and denials could result in lowering your <a href=\"https:\/\/www.consumerslaw.com\/blog\/want-better-credit-score-check-your-credit-reports\/\">credit score<\/a>.<\/p>\n<h2>Seek Legal Help<\/h2>\n<p>Flitter Milz is a nationally recognized consumer protection law firm that represents victims with credit reporting privacy and accuracy problems. <a href=\"https:\/\/www.consumerslaw.com\/contact-us\/\">Contact Us<\/a> for a free consultation to discuss errors on your credit reports.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your credit history plays an important role in your ability to get approved for new lines of credit, whether it\u2019s a new credit card, a personal loan, or another type of borrowing agreement. It also affects your ability to rent an apartment, or possibly be hired or promoted in your job. Review Credit Reports &amp; &hellip; <\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/how-monitor-your-credit\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">How to Monitor Your Credit<\/span> &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[53,50,38,44],"_links":{"self":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/164"}],"collection":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/comments?post=164"}],"version-history":[{"count":8,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions"}],"predecessor-version":[{"id":1955,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions\/1955"}],"wp:attachment":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/media?parent=164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/categories?post=164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/tags?post=164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}