{"id":176,"date":"2018-09-26T12:00:00","date_gmt":"2018-09-26T12:00:00","guid":{"rendered":"http:\/\/www.consumerslaw.com\/blog\/flitter-milz-kos-collection-giant-midland-credit-management\/"},"modified":"2020-03-15T16:42:16","modified_gmt":"2020-03-15T16:42:16","slug":"flitter-milz-kos-collection-giant-midland-credit-management","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/flitter-milz-kos-collection-giant-midland-credit-management\/","title":{"rendered":"Midland Credit Management KO&#8217;d in Flitter Milz Lawsuit"},"content":{"rendered":"<p><em><strong>September 24, 2018\/Philadelphia, PA<\/strong><\/em><\/p>\n<h2>U.S. Court of Appeals\u00a0precedential ruling\u00a0impacts consumers nationwide<\/h2>\n<p>In an important ruling this week, the United States Court of Appeals for the Third Circuit in Philadelphia, PA agreed with Flitter Milz that a collection dun sent to a consumer was deceptive and in violation of the federal law regulating debt collectors.<\/p>\n<p>Midland Credit Management, one of the largest debt-buyers and debt collectors in the United States, sent our client a collection notice stating Midland would &#8220;<strong>report forgiveness of debt as required by IRS regulations<\/strong>.&#8221;\u00a0 Flitter Milz argued that the debt involved was so small that there is <em>nothing ever to report to the IRS<\/em>, and the statement about Internal Revenue was just a scare tactic.<\/p>\n<p>The federal appeals court, sitting in Philadelphia, agreed that the consumer might be persuaded into thinking that a settlement may be reportable to the IRS, and this remark is misleading under the consumer laws.\u00a0 The Court agreed with Flitter Milz, holding that &#8220;it is not merely the inclusion of a lie, but also incomplete&#8221; language in a collection letter that may violate the consumer laws. The Court has told Midland that &#8216;half-truths&#8217; to consumers are not good enough.<\/p>\n<p>Flitter Milz is a nationally recognized consumer protection law firm representing\u00a0consumers in matters against collection agencies and collection law firms for violation of the <a href=\"https:\/\/www.consumerslaw.com\/practice-areas\/debt-collection\/common-violations-fdcpa\" target=\"_blank\" rel=\"noopener\">Fair Debt Collection Practices Act<\/a>. &#8220;This victory, is not just for our client and firm, but for consumers across the U.S.&#8221;, said Cary Flitter and Andy Milz.<\/p>\n<p>To learn more about this case, <em>Robert A. Schultz, Jr &amp;\u00a0Donna Schultz v Midland Credit Management<\/em>, <a href=\"http:\/\/www2.ca3.uscourts.gov\/opinarch\/172244p.pdf\" target=\"_blank\" rel=\"noopener\">click here<\/a>\u00a0.\u00a0 Consumers with questions about collection contact, calls or letters, from Midland Credit Management, <a href=\"https:\/\/www.consumerslaw.com\/contact-us\" target=\"_blank\" rel=\"noopener\">contact us<\/a>.<\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/practice-areas\/debt-collection\/midland-credit-management\" target=\"_blank\" rel=\"noopener\">Midland Credit Management<\/a> is a billion dollar purchaser of consumer debt, who collects and files collection lawsuits in Pennsylvania, New Jersey, New York and across the country.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>September 24, 2018\/Philadelphia, PA U.S. Court of Appeals\u00a0precedential ruling\u00a0impacts consumers nationwide In an important ruling this week, the United States Court of Appeals for the Third Circuit in Philadelphia, PA agreed with Flitter Milz that a collection dun sent to a consumer was deceptive and in violation of the federal law regulating debt collectors. Midland &hellip; <\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/flitter-milz-kos-collection-giant-midland-credit-management\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Midland Credit Management KO&#8217;d in Flitter Milz Lawsuit<\/span> &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[4],"tags":[41,52],"_links":{"self":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/176"}],"collection":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/comments?post=176"}],"version-history":[{"count":5,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/176\/revisions"}],"predecessor-version":[{"id":1786,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/176\/revisions\/1786"}],"wp:attachment":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/media?parent=176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/categories?post=176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/tags?post=176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}