{"id":31,"date":"2016-09-14T12:00:00","date_gmt":"2016-09-14T12:00:00","guid":{"rendered":"http:\/\/www.consumerslaw.com\/blog\/does-getting-divorce-hurt-your-credit-yahoo-news\/"},"modified":"2020-03-21T21:23:57","modified_gmt":"2020-03-21T21:23:57","slug":"does-getting-divorce-hurt-your-credit-yahoo-news","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/does-getting-divorce-hurt-your-credit-yahoo-news\/","title":{"rendered":"Does Divorce Hurt Your Credit?"},"content":{"rendered":"<p>Getting divorced can come with plenty of heartache, paperwork, and even financial burden. But one of those struggles does not have to include a dip in your credit score just because you <a href=\"https:\/\/www.consumerslaw.com\/about-us\/practicing-attorneys\/family-and-divorce-attorneys\/\">signed divorce papers<\/a>.\u00a0<\/p>\r\n<p><strong>Be proactive.<\/strong>\u00a0 Take the following steps to evaluate your personal credit and those accounts that are shared jointly with your ex-husband or wife.\u00a0 If there are errors on your report, dispute them by sending a letter to the credit bureau(s).\u00a0 It is important to maintain a report with accurate information.\u00a0<\/p>\r\n<h2>Obtain current credit reports<\/h2>\r\n<p>Write to <a href=\"https:\/\/www.consumerslaw.com\/blog\/how-to-get-a-copy-of-your-credit-report\/\">Transunion, Experian and Equifax<\/a> for a current copy of your credit files.\u00a0 You are entitled to one free copy every twelve months.\u00a0 You may have to pay a fee if you want to receive a copy more frequently.<\/p>\r\n<h2>Review your credit reports<\/h2>\r\n<p>Although the credit bureaus share information about your credit history, the actual information reported from one bureau may differ from another.\u00a0 Obtain a copy from each bureau and <a href=\"https:\/\/www.consumerslaw.com\/blog\/how-read-your-credit-report\/\">review the listings<\/a>.<\/p>\r\n<h2>\u00a0Dispute Errors on your report<\/h2>\r\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/how-dispute-your-credit-report\/\">Send a written dispute<\/a> to the bureau(s) that list inaccurate information on your credit file. Be sure to enclose documents that support your claim of an error on the report.\u00a0 The credit bureaus have 30 days to respond to your dispute.\u00a0 If the information is not corrected, you may need to send a second, or sometimes third, dispute to the credit bureau.<\/p>\r\n<h2>Get Legal Help<\/h2>\r\n<p>Flitter Milz is a consumer protection law firm that represents victims of inaccurate credit reporting.\u00a0 <strong><a href=\"https:\/\/www.consumerslaw.com\/contact-us\/\">Contact us<\/a><\/strong> for a free evaluation of your reports and correspondence you&#8217;ve had with the credit bureaus.\u00a0 If your consumer rights have been violated, you may have a lawsuit to bring against the credit reporting agency.<\/p>\r\n\r\n<p>&nbsp;<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Getting divorced can come with plenty of heartache, paperwork, and even financial burden. But one of those struggles does not have to include a dip in your credit score just because you signed divorce papers.\u00a0 Be proactive.\u00a0 Take the following steps to evaluate your personal credit and those accounts that are shared jointly with your &hellip; <\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/does-getting-divorce-hurt-your-credit-yahoo-news\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Does Divorce Hurt Your Credit?<\/span> &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6,3],"tags":[50,38],"_links":{"self":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/31"}],"collection":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/comments?post=31"}],"version-history":[{"count":8,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/31\/revisions"}],"predecessor-version":[{"id":2007,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/31\/revisions\/2007"}],"wp:attachment":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/media?parent=31"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/categories?post=31"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/tags?post=31"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}