{"id":3520,"date":"2025-10-27T10:59:21","date_gmt":"2025-10-27T14:59:21","guid":{"rendered":"https:\/\/www.consumerslaw.com\/blog\/?p=3520"},"modified":"2025-10-27T10:59:21","modified_gmt":"2025-10-27T14:59:21","slug":"what-you-should-know-about-the-use-of-e-signatures","status":"publish","type":"post","link":"https:\/\/www.consumerslaw.com\/blog\/what-you-should-know-about-the-use-of-e-signatures\/","title":{"rendered":"What You Should Know About the Use of E-Signatures"},"content":{"rendered":"<p data-wp-editing=\"1\"><img loading=\"lazy\" class=\"alignleft wp-image-3532 size-large\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-1024x591.jpg\" alt=\"\" width=\"742\" height=\"428\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-1024x591.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-300x173.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-768x443.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-1536x886.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/Man-happily-signing-an-ipad-1-2048x1181.jpg 2048w\" sizes=\"(max-width: 742px) 100vw, 742px\" \/>Electronic signatures\u2014or e-signatures\u2014are everywhere. We click \u201cAgree\u201d or type our name on a device to open bank accounts, purchase vehicles, rent apartments, or accept online terms. Before you sign electronically, here\u2019s what to know.<\/p>\n<h3><strong>Are E-Signatures as binding as an actual \u201cWet Ink&#8221; Signature? <em>Not Always!<\/em><\/strong><\/h3>\n<p>An e-signature can be as valid as a handwritten one, but only if certain rules are met. Businesses must <strong>get your consent<\/strong> to use electronic records. As well, they must prove you can open and read them.\u00a0 Often a test file is sent to the consumer to confirm receipt. The business must also inform the consumer of the following:<\/p>\n<p><img loading=\"lazy\" class=\"alignleft size-medium wp-image-3531\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-300x200.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-1024x683.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-768x512.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-1536x1024.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>1. The option to receive paper copies<br \/>\n2. The option to withdraw consent at anytime, and explain how to do it.<br \/>\n3. Whether consent applies to one deal or all future ones.<br \/>\n4. How to update contact information.<br \/>\n5. The type of device or software is needed to receive communications.<\/p>\n<p><span style=\"color: #000000;\"><strong>These safeguards exist so that consumers are not tricked into signing documents that may be difficult to see online or save.\u00a0<\/strong><\/span><\/p>\n<h3><strong>What is an &#8220;E-Signature&#8221;?\u00a0 \u00a0 \u00a0<\/strong><\/h3>\n<p>The term &#8220;<strong>e-signature<\/strong>&#8221; is more than a digital image of your written signature. The law defines \u201celectronic signature\u201d broadly. It is <strong>any sound, symbol, or process<\/strong> used to show intent to sign a document. E-signatures can be:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Typing your name at the end of an email<\/li>\n<li>Clicking an \u201cI agree\u201d button<\/li>\n<li>Uploading an image of your handwritten signature<\/li>\n<li>Saying \u201cyes\u201d in a recorded call.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"alignleft size-medium wp-image-3524\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-300x169.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1024x576.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-768x432.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-1536x864.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/agreeing-to-signing-electronic-document-2048x1152.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>The key is <strong>intent<\/strong>\u2014you must intend to sign the electronic contract that your signature is applied to. But some companies may forge or copy and paste e-signatures to contracts that were never approved by the consumer. Forging an e-signature is illegal, just like forging a signature in ink on paper.<\/p>\n<h3><strong>What \u201cMetadata\u201d Reveals<\/strong><\/h3>\n<p>When you sign electronically, the system stores \u201cmetadata\u201d, or hidden information that proves authenticity of the electronic document. Metadata<br \/>\ncan show:<\/p>\n<p><img loading=\"lazy\" class=\"wp-image-3525 alignright\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-300x200.jpg\" alt=\"\" width=\"375\" height=\"250\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-300x200.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-1024x683.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-768x512.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-1536x1025.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/metadata-2048x1367.jpg 2048w\" sizes=\"(max-width: 375px) 100vw, 375px\" \/><\/p>\n<ul>\n<li><strong>Personal information<\/strong>: name, email or IP address<\/li>\n<li><strong>Time and place<\/strong>: exact date, time and location when a signature was applied<\/li>\n<li><strong>Device details<\/strong>: the computer, phone, tablet, or other device used to apply the signature<\/li>\n<li><strong>Security codes<\/strong>: Digital ID that shows the file was not changed.<\/li>\n<\/ul>\n<p>Metadata can even show whether a signature was forged\u2014like proving it came from a location you had never been or device you never used.<\/p>\n<h3><strong>Are ink signatures on paper documents still required?\u00a0<\/strong><\/h3>\n<p><img loading=\"lazy\" class=\"alignleft size-medium wp-image-3526\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-300x169.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-1024x576.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-768x432.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-1536x864.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/10\/signing-document-with-a-pen-2048x1152.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>While e-signatures are legal on many documents, some notices, <em>such as those listed below<\/em>, are required to be delivered in paper form and signed in ink.\u00a0 This is to insure that the person is fully informed and in agreement with the document.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Car repossession or mortgage foreclosure notices<\/li>\n<li>Utility, insurance, or benefit cancellations<\/li>\n<li>Eviction notices<\/li>\n<li>Lawsuits<\/li>\n<li>Product recalls or safety warnings<\/li>\n<li>Documents involving hazardous materials<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>The Bottom Line<\/strong><\/h3>\n<p><strong>Be cautious.<\/strong><\/p>\n<p>E-signatures are fast and convenient. Used correctly, they are safe and legally binding. However, salespeople are trained to guide consumers in the purchase process and make them feel comfortable to get an e-signature on the documents they need.<\/p>\n<p><b>Do your due diligence BEFORE e-signing<br \/>\n<\/b>1) Take time to read all documents that are signed.<br \/>\n2) Get all questions answered.<br \/>\n3) Do not feel pressured to sign.<br \/>\n4) Request a paper copy of all documents showing your e-signature.<br \/>\n5) Maintain a complete file with all documents, handwritten notes, emails, text and phone messages.<\/p>\n<h3>Seek help from a qualified consumer law firm<\/h3>\n<p><img loading=\"lazy\" class=\"alignleft size-medium wp-image-3489\" src=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-300x200.jpg 300w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-1024x683.jpg 1024w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-768x512.jpg 768w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-1536x1025.jpg 1536w, https:\/\/www.consumerslaw.com\/blog\/wp-content\/uploads\/2025\/09\/1-Like-2048x1366.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Was your e-signature forged on a document? Were you tricked into an agreement?<br \/>\n<a href=\"https:\/\/www.consumerslaw.com\/contact-us\/\"><strong><span style=\"color: #0000ff;\">Contact us<\/span><\/strong><\/a>.<br \/>\nFlitter Milz has helped many consumers across the country hold companies accountable for electronic forgery and deceptive practices in the use of<br \/>\ne-signatures.<\/p>\n<p><strong>For a no cost legal evaluation.<\/strong><br \/>\n<strong>Phone:<\/strong>\u00a0 \u00a0888-668-1225<br \/>\n<strong>Email:<\/strong>\u00a0 \u00a0 consumers@consumerslaw.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Electronic signatures\u2014or e-signatures\u2014are everywhere. We click \u201cAgree\u201d or type our name on a device to open bank accounts, purchase vehicles, rent apartments, or accept online terms. Before you sign electronically, here\u2019s what to know. Are E-Signatures as binding as an actual \u201cWet Ink&#8221; Signature? Not Always! An e-signature can be as valid as a handwritten &hellip; <\/p>\n<p><a href=\"https:\/\/www.consumerslaw.com\/blog\/what-you-should-know-about-the-use-of-e-signatures\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">What You Should Know About the Use of E-Signatures<\/span> &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[79,39,55,69],"_links":{"self":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/3520"}],"collection":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/comments?post=3520"}],"version-history":[{"count":19,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/3520\/revisions"}],"predecessor-version":[{"id":3547,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/posts\/3520\/revisions\/3547"}],"wp:attachment":[{"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/media?parent=3520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/categories?post=3520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.consumerslaw.com\/blog\/wp-json\/wp\/v2\/tags?post=3520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}