It’s become more and more common for employers to request a job applicant’s credit history before making any hiring\u00a0or promotion\u00a0decisions.\u00a0 However, employment credit checks often keep qualified workers out of jobs.<\/p>\n
If you’re interviewing for a job or being reviewed for performance or a promotion, your employer might\u00a0request to view your credit file. You have to grant permission before the employer can check your credit report.\u00a0The employer will\u00a0provide a letter or document and ask that you sign it in order to proceed with the request of your report.<\/p>\n
You are always entitled to receive a copy of the report that was reviewed as part of the hiring process.<\/p>\n
Ask the employer to provide you with a copy of the letter or document that you sign, and ask which reporting agencies will be contacted\u00a0about your credit\u00a0history. You’re allowed to request a copy of the report that the employer uses in their hiring decision\u00a0or for your evaluation of a promotion. You may also\u00a0contact the reporting agency to obtain a copy of the report sent to the employer.<\/p>\n
If the report lists any inaccurate information, you can dispute directly with the credit reporting agency. Provide documentation that supports your dispute. Be sure to send your dispute\u00a0letter by\u00a0certified mail,\u00a0return receipt.\u00a0If the inaccurate information is not corrected by the reporting agency,\u00a0contact a credit report lawyer<\/a> to discuss your options.<\/p>\n Note\u00a0the\u00a0full company name, the interview dates(s), name of interviewer\u00a0or company contact, and the interviewer’s position or title. Ask for copies of all documents with your signature, especially those related to credit reporting\u00a0or employment screening companies that are used to\u00a0evaluate you for employment.<\/p>\n Maintain your\u00a0personal employee file of all documents related to your employment. Keep copies of your resume, offer of employment, job description, performance letters, screening reports, and especially any letters related to your employer’s ability to access your credit file.<\/p>\n Flitter Milz is a consumer protection law firm representing victims of credit reporting privacy violations.\u00a0 Contact Us<\/a><\/strong> for a free evaluation of your credit reports, and steps taken by employers to check your credit file without your permission.<\/p>\n","protected":false},"excerpt":{"rendered":" It’s become more and more common for employers to request a job applicant’s credit history before making any hiring\u00a0or promotion\u00a0decisions.\u00a0 However, employment credit checks often keep qualified workers out of jobs. Employers need written permission\u00a0before they can access your credit report If you’re interviewing for a job or being reviewed for performance or a promotion, … <\/p>\nAlways keep\u00a0detailed records for each job application<\/h2>\n
Seek Legal Help<\/h2>\n