The Latest in Consumer Law Topics

Flitter Milz comments on vehicle repossession, unfair debt collection, credit reporting privacy and accuracy issues, and unwanted "robocalls" or texts to your cell phone. 

Read about all consumer law topics below, or use the dropdown to choose an area of consumer law that is of interest or concern to you.

Crossed-fingers Dec 08, 2016
Debt collection harassment affects millions of Americans. Did you know that debt collectors have to follow certain laws when they contact you, no matter how much debt you might have? What is the…
co-signer Dec 05, 2016
Sometimes a friend or relative with poor credit may ask you to cosign on their car loan. It’s important to know that co-signers take on financial responsibilities for the duration of the loan. Co-…
Cellphone Dec 01, 2016
Calls to Your Cell Phone Require Consent The Telephone Consumer Protection Act (TCPA) requires callers that use automated dialing equipment to get consent before calling a consumer’s cell phone. If…
CreditCards Nov 28, 2016
Your credit history plays an important role in your financial health. A lower credit score and negative credit report listings make it more difficult to obtain loan application approval, finance a…
Checkbook Nov 23, 2016
An unexpected occurrence like illness or loss of employment can leave you struggling to pay bills on time. If you are unable to pay your car loan on time, take the following steps. Seek a Deferment…
Contract Signing Nov 21, 2016
When a bank or credit union lends an automobile loan, they take a security interest in the vehicle. This gives them the right to take back, or repossess, the car, motorcycle, or truck if payments are…
jail image Nov 15, 2016
Debt Collection Harassment Contact from debt collectors can be stressful and intimidating, especially if they threaten you. Debt collectors sometimes use abusive tactics, like threatening a lawsuit…
Credit Cards Sep 30, 2016
Duplicate Listings Bring Credit Scores Down If a creditor sells your account to a debt buyer, sometimes both the creditor and the debt buyer will list the same debt on your credit report. Duplicate…
Cars Sep 29, 2016
Did you finance a vehicle through Crescent Bank? Cars are expensive, new or used. Usually, the buyer finances the purchase. A consumer’s creditworthiness affects the cost of credit. A lower credit…
Notebook Sep 25, 2016
Your credit report isn’t just for loans anymore! Job offers, promotions, security clearances, and insurance quotes are now routinely affected by your credit report or other consumer report. Follow…

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