The Latest in Consumer Law Topics

Flitter Milz comments on vehicle repossession, unfair debt collection, credit reporting privacy and accuracy issues, and unwanted "robocalls" or texts to your cell phone. 

Read about all consumer law topics below, or use the dropdown to choose an area of consumer law that is of interest or concern to you.

Sep 23, 2016
Must a debt collector submit a 1099C form for any cancelled debt of $600 or more?   Pennsylvania residents had been sent collection notices by Nationwide Credit which stated that Nationwide’s lender…
Car Sep 21, 2016
Gather Important Documents Remove all car purchase and loan documents from your vehicle immediately. Keep these documents in a safe place in your home, not in your car. In most cases, auto lenders…
Flags Sep 19, 2016
Calls from debt collectors are worrisome, especially if the collection agency or law firm collector is unfamiliar to you. They may tell you misleading or false information about what you owe and what…
Cell Phone Sep 17, 2016
Calls from telemarketers, banks, and debt collectors are annoying and inconvenient. Follow these steps to stop unwanted calls. Identify the Caller Ask for the name of the caller and what company…
Unwanted Cell Phone Calls Sep 15, 2016
Most of us have received a robocall to our cell phone at some point in time. These calls are annoying and inconvenient, especially if they start occurring more and more often. Congress passed…
Sep 13, 2016
Despite clear instruction in the Fair Debt Collection Practices Act, which bans deceptive statements, and from the federal courts, debt collectors continue to try to intimidate consumers by…
Cosign Sep 11, 2016
Cosigners lend their names and good credit histories to the primary borrower, usually when the other borrower cannot obtain credit on his or her own. A parent may co-sign for a child who does not yet…
Sep 09, 2016
Hayt Hayt & Landau, a collection law firm with offices in Philadelphia, PA and Eatontown, NJ, was sued in 2016 for repeatedly garnishing bank accounts of an innocent consumer who bore a similar…
Paperwork Sep 07, 2016
A credit denial is stressful and frustrating, but it can also be a blessing in disguise. Most of the time, a credit card application denial is a symptom of a bigger problem, whether it's high levels…
Sep 05, 2016
In 2014, the U. S. Court of Appeals in Philadelphia, PA ruled that the display of a consumer’s account number through a window envelope of a collection letter violated the consumer’s right to privacy…

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