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No Cost
Legal Review

First Heritage Federal Credit Union

Was your vehicle repossessed by First Heritage Federal Credit Union within the past 6 years?

Whether you were behind on payments for your auto loan or not, First Heritage Federal Credit Union (FHFCU) may have violated your consumer rights when repossessing your vehicle.

If your car, truck, motorcycle, or boat was repossessed by FHFCU in New York or Pennsylvania within the past 6 years, Flitter Milz will evaluate your vehicle and repossession documents for potential violation of the consumer protection laws.

Contact us today for a FREE legal review.

If we find that the repossession laws have been violated, there is no cost to you to pursue a lawsuit in court against First Heritage.

  • Tell us about the details of your repossession
  • Do you have a copy of your loan agreement?
  • What documents were sent by First Heritage after your vehicle was repossessed?
  • In which county do you live? Chemung county, NY, Steuben county, NY, Tioga county, Pennsylvania
  • Where did you purchase your vehicle?

Flitter Milz is a consumer protection law firm with lawyers practicing in New York, Pennsylvania, and New Jersey, representing victims of illegal vehicle repossession in these states and elsewhere.

Contact us Toll Free: 888-668-1225, or by email:

First Heritage Federal Credit Union

110 Village Square, Suite 101

Painted Post, NY  14870

Customer Service:  607-936-4667; or, 800-833-3338

First Heritage Federal Credit Union serves more than 35, 000 members who reside in Chemung County, NY, Steuben County, NY and Tioga County, PA.  

FHFCU Branch Locations:

New York

Painted Post, Addison, Corning, Elmira Heights, Elmira Southport, and Horseheads.


Mansfield, Wellsboro.

FHFCU Direct Lending Locations:

FHFCU offers direct lending with many area auto dealerships in New York and Pennsylvania.

New York

Bath:  Simmons-Rockwell

Covington:  Matthews Motor Company

Elkland:  Walters Chevrolet

Elmira:  Williams Toyota, Elm Chevrolet, Ferrario Auto Team, Williams Honda, Simmons-Rockwell

Horseheads:  Simmons-Rockwell

Hornell:  Simmons-Rockwell, Lamac's, Maple City Dodge

Painted Post:  Fox Auto Group, Chilson Wilcox


Mansfield:  Cole & Burd, Mansfield Motors

Penn Yan:  Friendly Auto

Sayre:  Williams Auto Group

Wellsboro:  Darrow's Motor Company, All Wheels Driven


Learn More about Repossession

Do I have rights against the repo agent? Do I have rights after repossession? How do I get my car back? Wrongful Repossession: Was the repossession handled improperly? What does collateral mean? What is a Deficiency Notice? What is a Notice of Intent to Sell Property?

Law Faculty
  • Temple University Law
  • Widener University | Delaware Law School
Bar Associations
  • Montgomery Bar Association
  • New Jersey State Bar Association
  • Pennsylvania Bar Association
Awards & Associations
  • Pennsylvania Legal Aid Network
  • Super Lawyers Since 2005
  • National Association of Consumer Advocates
  • Trial Lawyer's College