No Cost
Legal Review

First Heritage Federal Credit Union

Was your vehicle repossessed in the past 6 years by First Heritage FCU? 
If so, your consumer rights may have been violated.

Whether you were behind on your auto loan payments or not, the credit union must follow the law and handle the repossession properly.

Victims of Unlawful Vehicle Repossessions have Rights

We all know that when a borrower falls behind on payments or breaks the terms of an auto loan agreement, the lender is entitled to repossess the vehicle.

But, once the credit union repossesses a vehicle, there are consumer protection laws that must be followed. These laws offer protections to borrowers - from an improperly handled repossession, such as tactics used by an overly aggressive repossession agent, to inadequate communications sent to the borrower about the repossessed vehicle .  When these laws are broken, the borrower may have fallen victim to an unlawful vehicle repossession and be able to pursue a lawsuit against the credit union.

Contact Flitter Milz for a FREE legal review.

Flitter Milz is a nationally recognized consumer protection law firm that has represented borrowers who have fallen victim to unlawful vehicle repossessions. Contact us to discuss the issues leading up to the repossession, events during the repossession, and steps taken by the credit union afterwards.  There is no cost to you for the legal evaluation.  Flitter Milz is here to protect you from an illegal vehicle repossession.
Toll Free888-668-1225      Email:

Learn More about Vehicle Repossession
Attorney Cary L. Flitter speaks on Repossession

Consumers101 Blog Posts

Do I have rights against the repo agent?
Do I have rights after repossession?
How do I get my car back?
Wrongful Repossession: Was the repossession handled improperly?
What does collateral mean?
What is a Deficiency Notice?
What is a Notice of Intent to Sell Property?

First Heritage Federal Credit Union serves more than 35, 000 members who reside in New York's Chemung and Steuben Counties, and in Pennsylvania's Tioga County.  If you had a car, truck, motorcycle, or boat repossessed by First Heritage FCU within the past 6 years, you may have fallen victim to unlawful vehicle repossession practices by the credit union.  

FHFCU Branch Locations:
Mansfield, Wellsboro
New York
Painted Post, Addison, Corning, Elmira Heights, Elmira Southport, and Horseheads

FHFCU offers direct lending with many area auto dealerships in Pennsylvania and New York.

Mansfield:  Blaise Alexander, Mansfield Motors Company
Sayre:  Williams Auto Group
Wellsboro:  Darrow's Motor Company, All Wheels Driven
New York
Bath:  Simmons-Rockwell
Big Flats:  Simmons-Rockwell, Williams Auto Group
Campbell:  Hillside Motors
Covington:  Matthews Motor Company
Elkland:  Walters Elkland Chevrolet
Elmira:  Williams Auto Group, Elm Chevrolet, Ferrario Auto Team
Geneva:  Friendly Ford
Hornell:  Simmons-Rockwell, Lamac's Unlimited, Maple City Dodge
Lawrenceville:  Chilson-Wilcox
Painted Post:  Fox Auto Group, Chilson-Wilcox
Penn Yan:  Friendly Chrysler Dodge Jeep