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ARS National Service

ARS National Service

201 W. Grand Avenue                    
Escondido, CA  92025                    
Account Questions:
M – F, 8:30 am – 5:30 pm PST
ARS National Services, headquartered in Escondido, CA, collects consumer debt nationwide for the financial services industry, including banks and credit card companies. ARS works through five satellite offices throughout the United States.

Have you received collection contact from ARS National Service?

Collectors must follow the law when they contact you about your debt. Whether you owe the debt or not, you may be able to take legal action for collectors' abusive tactics from phone calls, letters or contact with family, co-workers, neighbors or friends.

Did ARS National Services violate your rights? We can help.

Learn More about Debt Collection

I don’t recognize the debt. What information must the collector provide? I don’t think I owe the debt. How do I dispute the debt? How can I stop abusive collectors from contacting me? Can collectors speak with someone else about my debt? Can collectors contact me after I have hired an attorney? How do I enter a payment plan with a debt collector?

Law Faculty
  • Temple University Law
  • Widener University | Delaware Law School
Bar Associations
  • Montgomery Bar Association
  • New Jersey State Bar Association
  • Pennsylvania Bar Association
Awards & Associations
  • Pennsylvania Legal Aid Network
  • Super Lawyers Since 2005
  • National Association of Consumer Advocates
  • Trial Lawyer's College