{ "objects": [ { "Title": "Solar Panel Scams", "Slug": "solar-panel-scams", "Content": "

There\u2019s a knock at the door. A salesman is standing on your porch with an iPad and a 1000-watt smile.<\/p>

Normally, you wouldn\u2019t talk with a door-to-door salesman. But this one \u2013 selling solar panels \u2013 is friendly enough and confident enough to keep you engaged.  He tells you it\u2019s \u201cfree,\u201d or that you will save or even \u201cmake money\u201d by going solar. He mentions your neighbors. He asks you to sign his iPad.<\/p>

And although it\u2019s not apparent at the time, your conversation with the solar salesman has made you the target of a solar panel scam.<\/p>

Maybe the salesman uses an electronic \"signature\" to bind you to a contract<\/a> that you didn't want or need.  Maybe he pulled your credit report without your permission.  Maybe, without you even knowing about it, he's even added a relative's name, or neighbor's name, on the contract.<\/p>

All around the country, unsuspecting consumers have become victims of solar power-related rip-offs from companies like Vivint Solar.<\/p>

Avoiding Solar Scams<\/h2>

In many cases, these homeowners are led to believe the salesman works for their electric company. The salesman might tell the consumer he needs to inspect the roof or review energy bills.<\/p>

He might make the case that solar energy will lower the homeowner's energy bills to the point that the solar panels will actually make them money. Tactics like these could be part of a solar power scam.<\/p>

The salesman might ask for your signature or initials on an iPad or other tablet. If so, beware: they could use the signature to access your credit report or bind you to a fraudulent, longterm solar contract without your consent.<\/p>

Under the Fair Credit Reporting Act<\/a>, your permission is required for a company to access your credit report. <\/p>

Solar Scams are on the Rise<\/h2>

In March of 2018, the New Mexico attorney general accused residential solar provider Vivint Solar of defrauding residents of that state through deceptive business practices.<\/p>

According to the state\u2019s lawsuit, Vivint ties homeowners into 20-year contracts requiring them to buy electricity produced by solar panels installed on their homes at rates that jump more than 72 percent during those 20 years.<\/p>

Prosecutors said Vivint\u2019s sales model lets their employees inflate the cost savings consumers could realize, telling them that they\u2019d cut their energy bills in half by choosing Vivint over New Mexico\u2019s chief electric utility.<\/p>

But it isn\u2019t just consumers in New Mexico who have had issues with Vivint. Less than two weeks after news of the New Mexico lawsuit broke, the non-partisan watchdog group Campaign for Accountability (CfA) called on the attorneys general in California and Texas to investigate the company. <\/p>

Flitter Milz has heard complaints from consumers all across the country.   <\/p>

Are You the Victim of a Solar Scam?<\/h2>

If you\u2019ve been visited by a salesman from Vivint Solar or another solar company, we\u2019d recommend you get a copy of your recent credit report. Look at the \u201cinquiry\u201d section to find out who has accessed your credit information<\/a>.<\/p>

If you learn that a company such as Vivint or Solar Mosaic has pulled your credit report without your consent and that there is an inquiry on your report, one of our consumer protection attorneys can help you determine whether your rights have been violated.  Or, if a solar company forged documents or concealed a contract from you, give us a call toll-free at:  888-668-1225 or Contact Us here<\/a><\/strong>. <\/p>

Whether in Pennsylvania, New Jersey, New York, or around the country \u2013 Flitter Milz can help you stand up to deceitful companies and make sure your rights are protected.<\/p>

 <\/p>

\"Click<\/a><\/p>", "MetaDescription": "There's a knock at the door, a man standing on your porch with an iPad and a 1000-watt smile. Normally, you wouldn't talk with a door-to-door salesman. But this one - selling solar panels - is friendly enough and confident enough to keep you engaged.\u00a0 He tells you it's \"free\", or that you will save or even \"make money\" by going solar. He mentions your neighbors. He asks you to sign his iPad.", "publish_date": "1969-12-31 12:00:00" }, { "Title": "Car Repossession", "Slug": "car-repossession", "Content": "

You can fight back against unlawful vehicle repossession.<\/h2>

Flitter Milz has the experience and expertise in this very specialized area of auto finance law that few firms can offer.  Our lawyers \"write the book\" on vehicle repossession practices, teach repossession law at area law schools and have recovered tens of millions of dollars for borrowers.<\/p>

Contact us<\/a> for a no-cost<\/strong> consultation<\/strong> about your repossession. And if we accept your case, we charge you no fees out-of-pocket.<\/p>

State and federal laws determine how banks and lenders handle repossessions, the notices they are required to provide to borrowers and how the lender handles sales of a seized vehicle.  These laws protect the borrower, whether you were behind on payments or not.<\/p>

What Should I Do If My Car is Going to Be Repossessed?<\/h3>

If you think your vehicle is about to be repossessed, take these steps:<\/p>

    \n
  1. Remove all personal belongings and purchase\/loan documents from the vehicle.<\/li>\n
  2. Make a record of the vehicle: note the mileage on your odometer and take photos of the interior and exterior of the vehicle.<\/li>\n
  3. Ask your lender to provide you with a written loan payment history and a payoff figure.<\/li>\n
  4. Don\u2019t try to hide your vehicle to avoid repossession.<\/li>\n<\/ol>

    My Car Was Repossessed. Now What?<\/h3>

    \n\t