{
    "objects": [
        {
            "Title": "Learn about your rights",
            "Slug": "vehicle-repossession-2",
            "Content": "",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "Erie Federal Credit Union",
            "Slug": "hughes-federal-credit-union-2",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your vehicle repossessed by Erie Federal Credit Union within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p>Whether you missed payments or not, the credit union must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<\/p><p>There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong> Erie Federal Credit Union (or other lender)<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender, like Erie Federal Credit Union, will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or command that your vehicle or keys be turned over to the repo agent. Like all lenders, Erie FCU is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented borrowers against banks, credit unions and financial institutions for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy.&nbsp;<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "EMVLP II, LLC",
            "Slug": "emvlpiillc",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your car repossessed by EMVLP II, LLC within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p><span data-huuid=\"11830205879432995506\">EMVLP II, LLC&nbsp;is a State Farm\u2013affiliated entity that owns\/holds certain auto loans that were originally originated by State Farm Bank after the bank exited retail banking.&nbsp;EMVLP II, LLC has drawn complaints from auto-loan borrowers about how accounts are serviced and repossessions are handled. Consumers describe confusion during\/after State Farm Bank loan transfers, reports of misapplied or uncredited payments, limited communication before a repossession, and steep hurdles to reinstate or redeem the vehicle\u2014followed by negative credit reporting.<\/span><\/p><p>Whether you missed payments or not, the lender must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<\/p><p>There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong>&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or command that your vehicle or keys be turned over to the repo agent. Like all lenders, EMVLP II, LLC is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented borrowers against banks, credit unions and financial institutions for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy. We co-counsel with local attorneys for repossessions in states in which we are not licensed.<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "First Harvest Credit Union",
            "Slug": "first-harvest-credit-union-2",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your car repossessed by First Harvest Credit Union within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p><span data-huuid=\"11830205879432995506\">First Harvest Credit Union is&nbsp;a federal credit union based in Deptford, NJ, with members across Southern New Jersey and parts of Pennsylvania. First Harvest Credit Union has faced criticism for its aggressive vehicle repossession practices. Borrowers have reported limited communication before repossession and difficulty negotiating payment arrangements once accounts fall behind. These practices have raised concerns about fairness and transparency, particularly for members in financial distress.&nbsp;<\/span><\/p><p>Whether you missed payments or not, the credit union must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<\/p><p>The attorneys at Flitter Milz will evaluate your concern and determine whether we are able to pursue a legal action on your behalf. There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong>&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender, like First Harvest Credit Union, will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or command that your vehicle or keys be turned over to the repo agent. Like all lenders, First Harvest Credit Union is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented hundreds of borrowers against banks, credit unions and repossession agents for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy.&nbsp;<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "Econolend Auto Loans",
            "Slug": "econolend-auto-loans-tucson-az-2",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your car repossessed by Econolend Auto Loans within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p><span data-huuid=\"11830205879432995506\">Econolend Auto Loans, headquartered in Tucson, AZ&nbsp;<span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">has faced criticism over its vehicle repossession and loan management practices. Multiple borrowers report abrupt repossessions with little to no warning, followed by aggressive account handling\u2014one case even described a car being towed after checks sent by mail weren\u2019t processed, leaving the borrower without transportation or recourse.&nbsp;<\/span><\/span><span data-huuid=\"11830205879432995506\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Complaints also highlight confusing cross-account issues, where late payments on unrelated accounts (like credit cards) triggered repossession due to broad collateral clauses.<\/span><\/span><\/p><p>Whether you missed payments or not, the credit union must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<\/p><p>There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong>&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender, like Econolend Auto Loans, will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or command that your vehicle or keys be turned over to the repo agent. Like all lenders, Econolend Auto Loans is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented borrowers against banks, credit unions and financial institutions for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy. We co-counsel with local attorneys for repossessions in states, like Arizona, in which we are not licensed.<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "Luzerne Bank",
            "Slug": "luzerne-bank-2",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your car repossessed by Luzerne Bank within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Luzerne Bank, headquartered in Luzerne, PA, provides traditional banking and auto lending services in Northeast Pennsylvania. Borrowers have reported frustrating experiences with payment processing errors leading to late notices and confusion over repossession actions. Some also point to inconsistent communication and slow loan processes, raising questions about transparency and customer service during delinquency situations.<\/span> <a class=\"flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out\" rel=\"noopener\" href=\"https:\/\/www.chamberofcommerce.com\/business-directory\/pennsylvania\/luzerne\/bank\/9124740-luzerne-bank?utm_source=chatgpt.com\" target=\"_blank\"><\/a><\/p><p>Whether you missed payments or not, the lender must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<br>There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong>&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender, like Luzerne Bank, will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or comman that your vehicle or keys be turned over to the repo agent. Like all lenders, Luzerne Bank is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented borrowers against banks, credit unions and financial institutions for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy.&nbsp;<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        },
        {
            "Title": "Mazda Financial",
            "Slug": "mazda-financial-2",
            "Content": "<p><strong><img src=\"https:\/\/www.consumerslaw.com\/assets\/435e6c4b0c\/car-repo.png\" alt=\"car repo\" width=\"513\" height=\"326\" class=\"leftAlone ss-htmleditorfield-file image center\" title=\"car repo\"><\/strong><strong>Was your car repossessed by Mazda Financial within the past six years?&nbsp;<\/strong><strong>Your legal rights <em>may<\/em> <em>have<\/em> been violated.<\/strong><\/p><p>Mazda Financial Services, under Toyota Motor Credit, has drawn significant criticism for its harsh vehicle repo and payment practices. Borrowers report repeated payment misapplication\u2014payments marked as future credits rather than reducing principal, missing payoff postings, and repossessions occurring even when accounts were believed in good standing.&nbsp;<a class=\"flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out\" rel=\"noopener\" href=\"https:\/\/www.reddit.com\/r\/mazda\/comments\/17p7dns?utm_source=chatgpt.com\" target=\"_blank\"><\/a><\/p><p>Whether you missed payments or not, the credit union must follow the law.&nbsp; Flitter Milz is a consumer protection law firm that represents borrowers against credit unions for improper tactics used in the repossession of personal vehicles -- new or used cars, trucks, motorcycles, powersports &amp; ATVs.<\/p><p>There will be <em>no cost<\/em>&nbsp;to you, the borrower, for a legal review.<\/p><p><strong><span class=\"text-orange\">Call:<\/span>&nbsp;<\/strong> 888-668-1225&nbsp;<span class=\"text-orange\"><strong>Email:<\/strong>&nbsp;<\/span> consumers@consumerslaw.com<\/p><p><strong>What to look for:<br><\/strong>&nbsp; &nbsp;- <strong><a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\">Loan Agreement<\/a><\/strong>&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/9372736f57\/Auto-Loan-Agreement.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><br><\/a>&nbsp; &nbsp;-&nbsp;<a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/aa508de11a\/Repossession-Notice-Before-Sale-Notice-of-Intent.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Repossession Notice<\/strong><\/a> or Notice of Disposition of Collateral<br>&nbsp; &nbsp; &nbsp;sent to you AFTER the repossession<\/p><p><strong>Proper Repossession Notices<\/strong><br>After a vehicle repossession, the lender must provide a <strong>Repossession Notice<\/strong> to the borrower confirming the vehicle was repossessed.&nbsp; The notice will explain terms to retrieve the vehicle, state any money owed, detail a deadline to act, and the date of an auction or sale.&nbsp; <br>Once the vehicle is sold, a lender, like Mazda Financial, will send a <a title=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.consumerslaw.com\/assets\/Uploads\/Car-Repo-Forms\/b07662450b\/Repossession-Notice-After-Sale-Deficiency-Notice.pdf\" href=\"https:\/\/www.consumerslaw.com\/consumer-resources\/\"><strong>Deficiency Notice<\/strong><\/a> which confirms the selling price of the vehicle, and shows the calculation of any balance owed to satisfy the loan, or refund you are entitled to.<\/p><p><strong>Wrongful Repossession<br><\/strong>Repossession agents are not allowed to \"breach the peace\" in taking a vehicle. This means that they can not use physical force, threaten arrest, or damage personal property.&nbsp; In addition, police are not to assist the repo agent, threaten arrest, or command that your vehicle or keys be turned over to the repo agent. Like all lenders, Mazda Financial is responsible for the actions of their repo agent.<\/p><p><strong>Flitter Milz - Your Experienced Consumer Protection Law Firm<\/strong><\/p><p>Flitter Milz has represented borrowers against banks, credit unions and financial institutions for abusive repossession tactics. Our attorneys know auto finance law and can get results for individuals, and in class action lawsuits, that do not involve bankruptcy.&nbsp;<br><strong>Contact us today for a no cost evaluation: <br><span class=\"text-orange\">CALL:<\/span> 888-668-1225&nbsp; <span class=\"text-orange\">EMAIL:<\/span> consumers@consumerslaw.com<\/strong><\/p>",
            "MetaDescription": null,
            "publish_date": "1969-12-31 12:00:00"
        }
    ]
}