Andrew M. Milz Headshot

Andy Milz was raised in a union household in Northeastern Pennsylvania, where he was taught by his parents' example to never stop pursuing economic fairness and social justice. He has dedicated his career as a trial lawyer to fighting for American consumers and workers who have been victimized by corporate greed.

Mr. Milz specializes in representing people harmed by consumer finance fraud, debt collection harassment, improper repossessions, and inaccurate credit reporting. He has also handled litigation involving a variety of other issues, including auto fraud, abusive robocalls, solar panel scams, product defects, data security and identity theft, invasion of consumer privacy, civil rights abuses, securities fraud, and employee benefit plans.

Andy attended local colleges and is active in state and national organizations that fight to advance consumer rights. He proudly supports local legal aid organizations and it honored to join them as co-counsel or pro bono counsel in litigation involving important consumer rights issues. Andy, like his partner Cary Flitter, is an alumnus of the Trial Lawyers College in Dubois, WY, which trains and educates "lawyers and judges who are committed to the jury system and to representing and obtaining justice for individuals; the poor, the injured, the forgotten, the voiceless, the defenseless and the damned - and to protecting the rights of such people from corporate and government oppression."

Mr. Milz has represented thousands of consumers in hundreds of successful individual cases. He has also been plaintiffs' counsel in more than two dozen class actions, obtaining tens of millions of dollars in relief for consumers.

Education

J.D., Temple University 

Executive Editor, Temple Political & Civil Rights Law Review

M.A. in English Literature, University of Scranton

B.A. in English Literature, King’s College

Cum laude 

Trial Lawyers College, Dubois, WY

Publications

Coverage, Consumer Rights and Remedies Under the Fair Debt Collection Practices Act (FDCPA), PBI No. 2016-9436

Pennsylvania Bar Institute 2016, co-author

Carolyn Carter, et.al, Pennsylvania Consumer Law

(Geo. Bisel Pub. Co. 2002 ed., 2015 Supplement)

Lead author and editor of the chapter “Odometer Fraud” and co-author of chapters “Repossessions” and “Attorney Fees in Consumer Litigation”

Basics of the Fair Credit Reporting Act, PBI No. 2014-8241

Pennsylvania Bar Institute 2014, co-author

Robert Hobbs, et. al, Consumer Law Pleadings 

National Consumer Law Center 19th ed., 2013 

Contributed segments on the Federal Odometer Act and consumer arbitration agreements

Coverage, Consumer Rights and Remedies Under the Fair Debt Collection Practices Act, PBI No. 2013-7904

Pennsylvania Bar Institute 2013, co-author

But Names Will Never Hurt Me? El-Hakem v. BJY, Inc. and Title VII Liability for Race Discrimination Based on an Employee's Name 

16 Temp. Pol. & Civ. Rts. L. Rev. 283 (2006)   

Bar Admissions

Pennsylvania Bar

New Jersey Bar

United States District Courts for the Eastern District of Pennsylvania

United States District Courts for the Middle District of Pennsylvania

United States District Courts for the Western District of Pennsylvania

United States District Courts for the District of New Jersey

United States Court of Appeals for the Third Circuit

Awards and Honors

Temple Political & Civil Rights Law Review, 2006 - 2007

Temple University Beasley School of Law

Executive Editor

SuperLawyers, 2014 - 2018

Rising Star

View Andrew Milz' SuperLawyers Profile

AVVO

Andrew Milz has a 10 out of 10 rating. 

View Andrew Milz on Avvo

Lawyers.com

View Andrew Milz' profile on Lawyers.com

Associations

Mr. Milz is a member of the American, Pennsylvania, New Jersey and Montgomery Bar Associations.  He is an active member of the National Association of Consumer Advocates (NACA), and is involved in NACA’s Military Consumer Justice Project, which educates our military service members on issues of financial literacy and consumer protections.  Mr. Milz has been invited to lecture on consumer law subjects in PA, NJ, and around the country.  

Representative Matters

Cappuccio v. Prime Capital Funding, LLC

649 F.3d 180 (3rd Cir. 2011)

At the height of the mortgage meltdown in 2008, we obtained a jury verdict for punitive damages against mortgage giant Countrywide for defrauding our client.  During the appeal that followed, we made positive new case law for consumers facing predatory loans.  Our client was later invited to the White House, where she discussed her ordeal with President Obama.

In re Hansen, No. 11-10472-SR

Bkrtcy. E.D. Pa. bench ruling dated June 7, 2011

During a two-day long evidentiary hearing, our firm successfully unraveled a sophisticated accounting scam to recover $1 million in stolen insurance proceeds for our client, a widow defrauded by a business owner.

Gager v. Dell Financial Services 

727 F. 3d 265 (3d Cir. 2013)

In the first case of its kind, the U.S. Court of Appeals ruled that cellphone customers may block annoying robocalls to their cellphones, a decision benefitting hundreds of millions of American consumers.

Cubler v. Trumark Fin. Credit Union 

83 A.3d 235 (Pa. Super. Ct. 2013)

The appeals court held that a 6 year statute of limitations applies Pennsylvania’s law governing car repos, reversing dismissal of this consumer class action.

Douglass v. Convergent Outsourcing

765 F.3d 299 (3d Cir. 2014)

In this important privacy rights decision, the U.S. Court of Appeals for the Third Circuit held for the first time that a debt collector violated the Fair Debt Collection Practices Act (FDCPA) by displaying a consumer's account number through the glassine window of a collection envelope.

Daniels v. Hollister Co.

113 A.3d 796 (N.J. Super. Ct. App. Div. 2015)

In a case of first impression, appeals court held there is no “ascertainablility” requirement under NJ's class action rules, affirming the trial court’s class certification.  

Kakley v. Southeast Toyota Finance

Arbitration 2018

Arbitration award of $115,000 plus attorney fees and costs for our client - a young man whose front tooth was knocked out by a repo man's sucker punch.

Schultz v. Midland Credit Management

905 F.3d 159 (3d Cir. 2018)

U.S. Court of Appeals for the Third Circuit reversed the trial court and reinstated our clients' class action claim of deception against debt collection giant Midland Credit, who sent our clients a collection letter that threatened reporting of a debt to the IRS, when there was no possibility of reporting ever coming to pass.

Presentations

Andrew Milz has been invited to speak to lawyers around the country on a variety of consumer law issues, such as abusive collection practices, credit reporting privacy and accuracy, illegal vehicle repossessions, and finance fraud.

2018

Collection Abuse   Abusive Attorney Collection Practices

                                      National Consumer Law Center, FDCPA Conference, Chicago, IL

                                      FDCPA Defensive Strategies (Part 1)

                                      National Consumer Law Center, FDCPA Conference, Chicago, IL

2017

TCPA                            Maximizing the Value of Individual TCPA Cases

                                     National Consumer Law Center, FDCPA Conference, New Orleans, LA

Consumer Law             The Legal Process:  From Collection to Lawsuit

                                     Mt. Airy USA, Philadelphia

                                     Turn the Table: Affirmative Consumer Law Claims Arising from Debt Collection

                                     North Penn Legal Services Annual Conference, Scranton, PA

TCPA                            Maximizing the Value of Individual TCPA Cases

                                     National Consumer Law Center Annual Conference, Washington, DC

2016

Consumer Law          What it Takes to be a Lawyer & Live a Happy Life
                                    Pennsylvania State University, Wilkes Barre, PA

                                    Evolving Issues in Fair Debt Collection:  FDCPA, FCRA & TCPA…& Beyond
                                    Pennsylvania Bar Institute, Philadelphia, PA

Repossession           Claim Spotting in Repossessions and Auto Loan Collections                                                                                National Consumer Law Center, FDCPA Conference, Miami, FL

2015

Class Action               Ethical Issues Presented by Individual & Class Action Retainer Agreements
                                     National Consumer Law Center, FDCPA Conference, Washington, DC

                                    Military Consumer Law Readiness Project
                                    U.S. Military Joint Base McGuire-Dix-Lakehurst, Trenton, NJ

Collection Abuse       Consumer Debt Collection
                                    U.S.Judge Advocate General’s Legal Center & School, Charlottesville, VA

Repossession            Breach of Peace: Police Involvement in Repossessions
                                    National Consumer Law Center Annual Conference, San Antonio, TX

Consumer Law           A Consumer Litigator’s Guide to Clients’ Use of Social Media
                                    National Association of Consumer Advocates, PA Chapter, Philadelphia, PA

2014

Consumer Law           Significant Consumer Decisions in the Past Six Months
                                     National Association of Consumer Advocates, PA Chapter, Villanova, PA

Credit Reporting        Primer on Fair Credit Reporting Act
                                    Pennsylvania Bar Institute, Philadelphia, PA & Mechanicsburg, PA

Identity Theft              Identity Theft Statutes & Consumer Remedies
                                    Pennsylvania Bar Institute, Mechanicsburg, PA

2013

Consumer Law           Effective Fee Petitions
                                     National Association of Consumer Advocates, PA Chapter, Philadelphia, PA

                                     Predatory Lending & Truth in Lending Act Rescission
                                     Delaware Law School, Widener University, Wilmington, DE

Collection Abuse        Primer on the Fair Debt Collection Practices Act
                                     Pennsylvania Bar Institute, Philadelphia, PA

2012

Consumer Law           Consumer Law Triage
                                     North Penn Legal Services, Wilkes Barre, PA

                                     Discovery & Trial in the Consumer Protection Case
                                     Delaware Law School, Widener University, Wilmington, DE

                                     Trial of the Consumer Protection Case
                                     Temple University Beasley School of Law, Philadelphia, PA

2011

Consumer Law           Military Consumer Law Readiness Project
                                     U.S. Military Joint Base McGuire-Dix-Lakehurst, Trenton, NJ

Repossession             Repossession & Defending the Deficiency Suit
                                    National Association of Consumer Advocates, PA Chapter, Harrisburg, PA

 

Our Lawyers Speak

Education
Temple Law
University of Scranton
King's College
Bar Associations
Pennsylvania Bar Association
National Association of Consumer Advocates
Awards
Super Lawyers Rising Stars
Avvo