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Cappuccio v. Prime Capital Funding

2011

Predatory Lending:
Equal Credit Opportunity Act (EEOC) & Truth in Lending Act (TILA) - Appeal

Our client was a victim of predatory mortgage lending. We obtained a jury verdict in her claims under the federal Equal Credit Opportunity Act and consumer deception law. The jury found that mortgage giant Countrywide committed fraud. We appealed  the one finding in favor of the mortgage lender. In a precedent-setting case under the Truth in Lending Act, the U.S. Court of Appeals found that a borrower's sworn statement is enough to prove a violation, if the jury finds it credible, and set aside the one part of the verdict that was rendered in favor of the mortgage company. The following year our client, Ms. Cappuccio, was invited to the White House to meet with President Obama to tell her story of mortgae fraud and provide input on new laws to alleviate the impact of  the devastating predatory loans issued during the financial crisis in the late 2000s. This pro-consumer decision reversed a dozen previous court rulings, and has been followed by other courts around the United States.

Karen Cappuccio with President Obama

Flitter Milz client, Karen Cappuccio (left, seated across from President Obama), shared her experience as a victim of predatory lending with the President, his advisors, legislators, and other consumers.   

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Cary Flitter & Andy Milz
Toll Free: 888-668-1225
Email: consumers@ConsumersLaw.com