Siconolfi v. Collection & Recoveries, Inc.
(E.D. Pa. 2008)
When a doctor's office mistakenly balance-billed the patient, he refused to pay, but a collector placed a "late pay" on the consumer's credit report. A suit under the Fair Credit Reporting Act against the collection agency for the bad reporting was upheld by the federal court in Pennsylvania.
To learn more about the Fair Credit Reporting Act and consumer rights: FCRA Violations