What is a Class Action lawsuit?
A class action lawsuit is the type of case where an individual sues to enforce not just his or her rights, but the rights of a group of people whose rights were violated in a similar way. Consumer class actions may be brought against debt collectors, credit bureaus, lenders, or telemarketers that violated the consumer's rights under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, state and federal repossession laws, and the Telephone Consumer Protection Act. When a company's business practices are deceptive and unfair to the consumer, a qualified consumer protection law firm, like Flitter Milz, will evaluate whether a matter can be pursued as a class action. Instead of carrying out many separate but identical cases, a class action is a lawsuit where one case is brought to seek justice on behalf of all class members.
Class actions have a lead plaintiff, or class representative, that represents the interest of the class. The class counsel pursues the case under the name of the class representative(s) on behalf of all consumers that fit the definition of members in that class.