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Can collectors speak with someone else about my debt?

Collectors are not allowed to speak with anyone other than you about your debt. They may end up contacting relatives, neighbors, co-workers or friends only in an attempt to locate you.  If they make contact, they are not to discuss any details about your debt, such as the name of the creditor, amounts owed or payment history.   The collector could be violating your consumer rights if any of these details are discussed.  

If a collector has shared details about your debt with someone, that person should document the contact with date, time of day, name of the caller and company, Caller ID and details of the phone conversation or message.  The record of this collection contact should be put in writing as a Third Party Statement.  Flitter Milz will evaluate this statement for violation of the Fair Debt Collection Practices Act.

 

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