Credit reports don’t just exist to provide lenders with an overview of your credit history. They also provide a means for you to assess your own financial health and determine where you can make improvements. Finances can be a significant contributor to stress if you don’t know how to manage them, and knowing what’s on …
Military life is one of frequent transitions. Each deployment, promotion, and change in duty status brings the need to make money-related decisions. These financial decisions can have long-term effects on family life, mission readiness, and security clearances. Service members often run into trouble because of the irregularities in their daily life. They may tend to overspend and receive contact …
Continue reading U.S. Servicemembers: Strengthen your credit →
Your credit report plays a critical role in your overall financial health. The information that it contains will affect your ability to get new lines of credit for auto or personal loans, rent an apartment, and sometimes even get a job or promotion. It’s important to understand all of the information on your report and …
Continue reading Credit Report Listings with Negative Impact →
Credit reports impact many aspects of our lives. Whether we want to apply for a mortgage, obtain a car loan or credit card, rent an apartment or apply for a job, we must prove to a prospective creditor or employer, that we are financially responsible. Our credit report shows the history of our accounts and …
A high credit score makes many aspects of our lives more simple. It may be easier to purchase a home or car, secure a new line of credit, rent an apartment, or possibly be hired for a job or awarded a promotion. What is a good credit score? A credit score of 800 and above …
Continue reading Credit Scores and Credit Repair…not a Quick Fix →
Many people know that unfortunate circumstances in life, such as divorce, health issues, job loss or death, can result in financial hardship. All of a sudden, accounts go unpaid, collectors call, negative listings appear on credit reports, and sometimes, lawsuits are filed. You are a defendant in a lawsuit Whether the default was for a …
Just when you think you’re getting your finances in order and want to apply for a new line of credit, a vehicle repossession from long ago can come back to bite you. What happens after your vehicle is repossessed, and how does it affect your credit report and credit score moving forward? What happens after …
Continue reading Are You Haunted by a Repossession on Your Credit Report? →
Credit reports from Transunion, Experian, and Equifax are used to determine everything from your ability to get new credit to the rates that you pay for credit. If the wrong information is listed on your credit report, it can prevent you from getting approved for new credit and possibly have a negative impact on your …
Continue reading Value your Credit Report. Keep it accurate. →
Access Your File Whenever you Want You can request all of the information that the reporting agency has. You can get a free file disclosure if: there’s a negative result after someone accesses your file, you’re a victim of identity theft, your file has inaccurate information due to fraud, you’re on public assistance, or you’re …
Continue reading What You Need to Know About Credit Reporting →
Because your credit affects so many aspects of your life, it’s important to check your credit report regularly to make sure all information is correct and up to date. Correcting negative listings on your reports can seem like a long and complicated process. But you have the right to dispute credit report errors if any of the …
Continue reading How to Dispute Errors on Your Credit Report →
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Cary L. Flitter
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Fête 4 JusticeWe at Flitter Milz, P.C., hope that you and your loved ones remain healthy and safe throughout this difficult time. We want you to know that our firm is open to serve your legal needs. Our staff is available by phone, email, or video conference. Please feel free to call with any questions or specific concerns.
Take care and be safe.
Cary Flitter & Andy Milz
Toll Free: 888-668-1225
Email: consumers@ConsumersLaw.com