Vehicle repossession is inconvenient and worrisome, but it is possible to get your car back after the repossession agent comes. Most often, the creditor will sell the vehicle after repossession. You should receive a notice that indicates the time and place of the sale. You can get your vehicle back prior to the sale if you’re able to pay the full amount owed. You may also be able to work out an agreement with the creditor. The Pennsylvania Legal Aid Network (PLAN) provides details on when a creditor can repossess a vehicle and steps the borrower can take to get the vehicle back. The article is also available in Spanish.
PLAN’s mission is to offer free legal services to low-income Pennsylvanians. Cary Flitter was recognized for bro bono achievements with a PLAN Excellence Award in 2013. You can watch a video about the award below.
Cary has pursued cases against lenders that handled repossession improperly. The results have been significant for consumers across Pennsylvania. Regional legal aid societies, which are part of the Pennsylvania Legal Aid Network, have been designated as recipients of cy pres funds (undistributed funds) from these class actions, which further their work to help low-income residents.